لخّصلي

First : The Stateless There are stateless persons in the Kingdom who are deprived of educational and medical services , employment , marriage , and even issuing birth certificates for their children because of the lack of legal identification documents . These individuals are found among several migrant tribes from the northern regions of the Arabian Peninsula , certain tribes in the south , and among some of the people residing near the border in the Kingdom's southeastern region , In addition to some Arab , Asian , and African communities that settled in the Western Region several generations ago . Identification documents , in the form of mobility documents or residency permits , have been issued to some of these groups , but the majority remains without . Lack of legal identification documents causes a decline in the humanitarian status of these groups , as well as limiting any opportunities they may have to improve their standards of living , and obstructing their full integration into society . In terms of financial inclusion opening bank accounts in the Kingdom requires individuals to have legal identification documents to verify their identities in accordance with international standards . Therefore , stateless persons cannot open bank accounts because some of them either do not have mobility documents or residency permits , or their mobility documents are invalid or in need of renewal . The Global Findex Database indicates that the percentage of unbanked persons due to the lack of legal identification documents in the Kingdom in 2017 was 22 % of the total number of the unbanked and this translates into approximately 1.5 million adults in Saudi Arabia . This emphasizes the urgency of addressing the needs of this group of people since their lack of bank accounts minimizes employment opportunities because employment requires individuals to have bank accounts . Further , the lack of identification documents makes it impossible for employers to register them with the General Organization for Social Insurance , which means they will not receive proper social insurance coverage Citizen's Account policies have provided allowances to persons with mobility documents , provided that they have bank accounts , which is a positive step towards the financial inclusion of this group . However , rectifying the legal and regulatory status for all stateless persons has become a necessity in order to provide more social protection programs that cater to their needs . especially opening bank accounts and retirement benefits . * The number of stateless adults who do not have bank account in the Kingdom was estimated to be 1509998 adults . This number was a result of my percentage of adults who do not have bank accounts in Saudi Arabia due to the lack of legal identification documents of the overanumber of adds who do not have bank accours by henumber of adults who dont have bank accounts in Saud Aatrasti important to indicate that it impossible to in this number with certainty to dials who do not havetegal identies since some people might have expects or have not been sued for any other reasa hember of a who do not have bank accounts was estimated by multiplying the percentage of those who do not have bank accounts according to the Clobal Find Database 2017 which is , by the adult population 15 , which is 2456 ang to the Population Charactants Survey of 2017 issued by the General Authony for Sta