لخّصلي

The applicant is a 39-year-old Indian national working as a Business Head at DVS Management Consultancy since July 2021, earning a salary of AED 95,000, which has been regularly deposited in his ENBD bank account for the last six months.23 million and a favorable repayment history since 2012.He is also a landlord and real estate investor, owning 11 residential units, with two unencumbered and nine mortgaged to RAK, ADCB, and NBF banks.73 million.

The applicant is a 39-year-old Indian national working as a Business Head at DVS Management Consultancy since July 2021, earning a salary of AED 95,000, which has been regularly deposited in his ENBD bank account for the last six months. He is also a landlord and real estate investor, owning 11 residential units, with two unencumbered and nine mortgaged to RAK, ADCB, and NBF banks. The applicant holds a 33. 33% share in ABDOS Lamitubes Manufacturing LLC since its start in 2017, with reported revenue of AED 21. 25 million in 2025 and a net profit share resulting in a monthly business income of AED 169,014. Additional rental income from properties totals AED 60,152 monthly, leading to a combined income of AED 324,165. The applicant has three active mortgage loans, with a current exposure of AED 18. 23 million and a favorable repayment history since 2012. His total exposure, including existing and proposed loans, amounts to AED 39. 73 million.