Lakhasly

Online English Summarizer tool, free and accurate!

Summarize result (50%)

Interest rates: There is a direct relationship between interest rates and the opportunity cost of holding cash.Payment technology: Developments such as credit cards, mobile payments and online banking may reduce the need for cash.Even if cash is a small proportion of their total portfolio, as their wealth increases they may diversify into other assets such as stocks and bonds, increasing the amount of cash they have available for safety and liquidity.Higher interest rates make people less likely to hoard cash, since investing in alternative assets (such as bonds) can increase returns.Wealth: The wealthy typically have a broader portfolio of assets.Instead, they will invest in commodities such as real estate and inflation-linked bonds, which can provide protection against inflation.3.4.


Original text

Interest rates: There is a direct relationship between interest rates and the opportunity cost of holding cash. Higher interest rates make people less likely to hoard cash, since investing in alternative assets (such as bonds) can increase returns. On the other hand, when interest rates are low, the opportunity cost of holding cash falls, increasing the demand for cash. 2- Income: The demand for money for trading usually rises as income rises. Even if some of their money is invested in other assets, people with higher incomes usually trade more and therefore keep more cash on hand to meet these needs. 3. Payment technology: Developments such as credit cards, mobile payments and online banking may reduce the need for cash. Easy access to non-cash payments will enable people to hold less cash and be able to make transactions quickly.



  1. Wealth: The wealthy typically have a broader portfolio of assets. Even if cash is a small proportion of their total portfolio, as their wealth increases they may diversify into other assets such as stocks and bonds, increasing the amount of cash they have available for safety and liquidity.


6- Inflation Risk: Inflation reduces the purchasing power of money. If the likelihood of inflation is high, people will be less willing to hoard money because it loses its real value over time. Instead, they will invest in commodities such as real estate and inflation-linked bonds, which can provide protection against inflation.


These factors affect the distribution of risk, return, and liquidity in investment portfolios.


Summarize English and Arabic text online

Summarize text automatically

Summarize English and Arabic text using the statistical algorithm and sorting sentences based on its importance

Download Summary

You can download the summary result with one of any available formats such as PDF,DOCX and TXT

Permanent URL

ٌYou can share the summary link easily, we keep the summary on the website for future reference,except for private summaries.

Other Features

We are working on adding new features to make summarization more easy and accurate


Latest summaries

من التطورات الج...

من التطورات الجديدة في روبوتات الدردشة آلية ذاكرة طويلة المدى تتذكر المعلومات من المحادثات السابقة ل...

يعتبر تحديد عدد...

يعتبر تحديد عدد الزوجات المسموح به من أهم الشروط التي وضعها الدين الحنيف،حيث كان تحت الرجال عشرة أو ...

في ظل التغيرات ...

في ظل التغيرات السريعة التي يشهدها العالم على المستويات الاقتصادية، التكنولوجية، والاجتماعية، أصبحت ...

توجد الكثير من ...

توجد الكثير من المفاهيم الرياضية التي لا مقابل لها في الواقع المحسوس كالأعداد السالبة والعدد التّخيّ...

أفادت مصادر محل...

أفادت مصادر محلية ان مليشيا الحوثي الإرهابية التابعة لإيران، أقدمت على اجتياز مساحات واسعة من أراضي ...

ﺗ .ﺔﻋﺎﻨﺼﻟاو تﺎ...

ﺗ .ﺔﻋﺎﻨﺼﻟاو تﺎﻣﺪﺨﻟاو ةرﺎﺠﺘﻟا ﻰﻠﻋ دﺎﺼﺘﻗﻻا دﺎﻤﺘﻋﺎﺑو ،ﺔﻌﻔﺗﺮﻣ ﺔﻴﻧﺎﻜﺳ ﺔﻓﺎﺜﻜﺑ يﺮﻀﺤﻟا لﺎﺠﻤﻟا ﺰﻴﻤﺘﻳ ؟بﻮﻨﺠﻟ...

المرحلة الأولى ...

المرحلة الأولى لبناء الدولة المغربية الحديثة هي الفترة التي تتراوح بين 1956 و 1961، وهي الفترة التي ...

سلالة العباسيين...

سلالة العباسيين (750-950) يعتبر العديد من المؤرخين أن استبدال الأمويين بالعباسيين شكّل منعطفًا مهمًّ...

اتفق علماء الآث...

اتفق علماء الآثار والمؤرخون على تقسيم العصور التاريخية إلى عصور ما قبل التاريخ والعصور التاريخية، فع...

لولا القرآن ما ...

لولا القرآن ما كانت المعاجم العربية بات يقينا لا مجال للطعن فيه أو لتسرب الريب نحوه - أمر أثر القرآن...

ظاهر النمو في ا...

ظاهر النمو في الطفولة المبكرة: PhysicalDevelopment:الجسمي النمو 1-3-13 يتحدد النمو الجسمي بالتغير ا...

إعداد المعلم في...

إعداد المعلم في ضوء الاتجاهات التربوية الحديثة . أ بوسعدة قاسم . أ سلام بوجمعة جامعة قاصدي مرباح . ...